Top Travel Liability Insurance and Hospitality Risk Management Topics Include:

1) WHERE CAN I FIND LIABILITY INSURANCE FOR MY TRAVEL AGENCY \ TOUR OPERATIONS?

2) WHAT’S DOES IT COVER? 

•   Levels of coverage: 

•   Cost

3) WHAT ARE THE BASICS YOU NEED FOR TRAVEL LIABILITY INSURANCE?

•   General liability insurance

•   Non owned and hired auto -important

•   Physical and sexual abuse

•   Worldwide coverage

•   Bodily injury

•   Errors and omissions ( $ back from client)

•   Volunteer workers comp

•   Accidental death and dismemberment

4) TRAVEL LIABILITY INSURANCE SUPPLIERS:

•   CNA international

•   Travel Safe Insurance

•   AIG

•   Lexington – AIrisk.com

5) WHAT’S DOES IT NOT COVER?

•   Definitions in policy

•   Endorsements

6) WHAT SHOULD I DO TO FIND OUT WHAT MY CURRENT POLICY COVERS AND DOES NOT COVER?

7) WHAT CAN I DO PROACTIVELY TO REDUCE MY CHANCES OF HAVING A TRAVEL LIABILITY INSURANCE CLAIM?

Have in contracts:

•   Hold harmless/ disclaimer statements

•   Limit liability

•   Medical release form for treatment

•   Vendors insurance – naming suppliers as additional insured

•   Vendor selection process

•   Hold activity provider harmless – indemnity provision

8) CRISIS MANAGEMENT PLANS

•   Risk management policies, procedures and STAFF TRAINING